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MACT Ludhiana
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Ludhiana MACT awards ₹18.6 lakh to family of delivery rider killed on Ferozepur Rd

Insurer’s plea that the truck driver held no valid licence rejected; insurer to pay with interest.

AI-drafted · Reviewed by Adv. [Reviewer Name]Bar Council of Punjab & Haryana, enrolment [P/0000/2012] · reviewed · How we verify
Order dated 26.09.2026PDF · 22 pages · 584 KB
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00Background

A 27-year-old food-delivery rider died when a truck hit his motorcycle on Ferozepur Road in October 2024. His widow, minor daughter and mother claimed compensation.

01Submissions

For the claimants

The FIR, site plan and eyewitness establish rash driving by the truck driver. The deceased’s income is shown by the platform’s payout statements.

For the insurer

The driver’s licence was not valid for a heavy goods vehicle on the date of the accident, so the insurer is not liable.

02Observations

The Tribunal relied on the licensing authority’s record, which showed a heavy-vehicle endorsement valid on the date of the accident. The platform payout statements were accepted as proof of income.

03Findings & directions

  1. Compensation of ₹18.6 lakh awarded to the claimants, with interest from the date of the petition.
  2. Insurer to deposit the amount within 30 days.
  3. Share of the minor daughter to be kept in a fixed deposit until she attains majority.

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